This episode's headline: Good Deal?; SEED Money; For the People?. The guests include GEORGE BARBEE, Financial Adviser; JEFF FAUX, Economist; HERBERT STEIN, Economist; WILLIAM NISKANEN, Economist; WILLIAM F. BUCKLEY, JR., National Review; CORRESPONDENTS: PAUL SOLMAN; LEE HOCHBERG. Byline: In New York: ROBERT MacNeil; In Washington: JAMES LEHRER